Insurance Premium Finance Quarterly Update: 2023 First Quarter

Insurance premium finance remains an attractive asset class for banks and independent operators alike.  The asset class has a track record of consistently delivering strong risk-adjusted returns with low credit losses.  The short average term also allows lenders to efficiently reposition their portfolios in a rising rate environment.  In a challenging macroeconomic environment, borrowers are likely to leverage premium financing to better manage cash flow and liquidity, accelerating growth for premium finance lenders.

Insurance Premium Finance Quarterly Update 2023 Q1-01