Insurance Premium Finance Quarterly Update: 2024 First Quarter

Insurance premium finance is an attractive asset class for banks and independent operators alike.  The asset class has a track record of consistently delivering attractive risk-adjusted returns with low credit losses.  The short average term of the underlying asset allows lenders to efficiently reposition and reprice their portfolios.  In an uncertain macroeconomic environment with rising commercial lines P&C premiums, borrowers are likely to leverage premium financing to better manage cash flow and liquidity, accelerating growth for premium finance lenders.

Insurance Premium Finance Quarterly Update 2024 Q1