Premium Finance Holds Steady—What Q1 2025 Reveals About Resilience in Financial Services

While broader M&A activity started the year with a surge before fading, insurance premium finance remained a pocket of relative stability.

In our Q1 2025 update, Colonnade Advisors highlights how this sector—with its recurring revenue, niche underwriting, and attractive capital-light profile—continues to draw sustained investor interest.

Key themes:

• Q1 private equity focus shifted toward add-ons and low-leverage growth
• Valuations in the lower middle market rebounded to 11x EBITDA
• IPF and other recurring revenue models outperformed in deal volume and buyer interest

📥 Insurance Premium Finance Quarterly Update: 2025 First Quarter

We’re tracking strategic activity closely—reach out if you’re evaluating your next investment or platform expansion.