The unbundling of core banking systems, where traditional platforms are being replaced by specialized solutions, has led to expanded growth opportunities within the industry. The shift enables financial institutions to select and integrate best-of-breed technologies, enhancing flexibility and innovation while addressing specific operational needs and customer demands leading to more tailored and effective banking. By moving away from traditional systems, financial institutions can more quickly adopt and implement cutting-edge technologies and innovations internally or through acquisitions. As banks and fintech companies embrace this modular approach, they stand to benefit from increased flexibility, enhanced customer experiences, and accelerated innovation, positioning themselves better to meet evolving market demands and technological advancements.