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After a 60+ Year Trend of Consecutive Annual Growth, U.S. M2 Money Supply Contracted in 2022
Following over 6 decades of consecutive growth, U.S. M2 money supply fell 1.3% from $21.5 trillion in December 2021 to $21.2 trillion in December 2022 on a seasonally adjusted basis. This contraction in M2 coincides…
California Warranty Law Has An Important New Requirement
California’s update to the Song-Beverly Warranty Act has a significant change to limited warranties. The update requires the warranty period on products to start no sooner than the time of delivery. Traditionally, warranties have started…
Colonnade advises The Reynolds and Reynolds Company on its acquisition of American Guardian Warranty Services
January 26, 2023 The Reynolds and Reynolds Company announced today the acquisition of American Guardian Warranty Services (AGWS), a premier provider of vehicle service contracts, limited warranties, and other F&I products and services. The acquisition…
Digital Odometer Rollbacks Up
CarFax recently stated that odometer rollbacks rose 7% year-over-year in 2022. CarFax claims that digital odometers are equally as vulnerable to fraud as the older mechanical ones were and estimates that consumers lose an average…
Auto Loan Payments, Rates Hit Record Highs
According to Edmunds, Americans are making record high payments on new vehicles, at an average of $717 in Q4 2022, 50% higher than 2010. Edmunds also reported that the number of consumers who financed a…
