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Student Loan Pause is Driving Down Total Consumer Loan Delinquencies
The recent Household Debt and Credit report by the New York Fed shows that the student loan pause is positively impacting total consumer loan delinquencies. Prior to the pause, approximately 10% of student loans would…
Automotive Dealerships Accounted for Nearly 20% of Those Affected by Cyberattacks in the Automotive Industry in 2022
According to a recent report by VicOne, automotive dealerships accounted for nearly 20% of those affected by cyberattacks in the automotive industry in 2022. Cyberattacks typically come in two forms: Ransomware, which locks a user’s…
Federal Election Committee Approves NFTs for Fundraising Efforts
The United States Federal Election Committee (FDEC) has approved that DataVault Holdings may use NFTs for campaign fundraising efforts. DataVault sought regulatory approval to offer NFTs to individuals following contributions to political committees. The tokens…
Wholesale Used Car Prices Have Declined 15.6% Since January 2022
Wholesale prices of used vehicles have now declined 15.6% year-to-date amid decreasing retail sales, according to Cox Automotive’s Manheim Used Vehicle Value Index. The index dropped to 199.4 in November 2022, representing a 14.2% year-over-year…
AI Providing Useful in Lead Generation Efforts
B2B marketing has become a successful commercial use case for AI, with ~85% of respondents to a recent Botco.ai study who conduct demand generation campaigns utilizing AI chatbots. The findings of this study credit AI…